Texas mortgage brokers discuss how Texas usually has mortgage rates lower than the national average. What's attainable right now? 3.375% for a 15-year mortgage, and 3.75% for a 30-year.
Thursday, October 14, 2010
Texas Mortgage Brokers Talking About 30 Year Fixed Rate Mortgages as Low as 3.75%.
Posted by Troy Corman, t2realestate.com
Texas mortgage brokers discuss how Texas usually has mortgage rates lower than the national average. What's attainable right now? 3.375% for a 15-year mortgage, and 3.75% for a 30-year.
Texas mortgage brokers discuss how Texas usually has mortgage rates lower than the national average. What's attainable right now? 3.375% for a 15-year mortgage, and 3.75% for a 30-year.
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I don’t know about your situation but 15 years is a long time to be stressed about a home payment. Get the 30 year payment so that you can live easier and pay that measly .75% more a year and cut your payment in half.
Assuming that you have plenty of money to even get into a 15 year mortgage, then I am guessing that with your new 30 year payment, you should have plenty more to pay against principal to combat that extra .75% Remember that $ 50 extra a month cuts off 7 years off the life of the loan.
I am 30 right now and they is no way in hell that I am going to struggle and be stressed out until I am 45. Money is money. My life is more important to me so I would rather live easily and have a paid off house when I am 70.
Go for it. Get that BMW you always wanted too because with half the payment, you can afford it now!
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